LMHF is a coalition of local municipal management and union leaders that have combined their efforts to create a team with a collaborative approach and shared responsibility between labor and management to produce and administer a plan of benefits that offers choice, flexibility and manageable costs for the members.
Assist you through any unresolved issues regarding your member ID cards, unpaid claims, etc. and answer any questions you have regarding your medical, Rx and dental benefits.
Eligible dependents include:
It is required that any dependent covered by your insurance plan be verified within 60 days of the benefit start date. Failure to provide requested documentation within the timeframe will result in unverified dependents being removed from your coverage.
Labor-Management Healthcare Fund (LMHF) has retained a third-party administrator, Verifi1, to manage dependent verification and eligibility.
Either you can submit your documentation directly to Verifi1 or we can fax in your documentation. If you choose the later, please provide copies of dependent verification documents to HR with your enrollment forms.
LMHF Dependent Audit List of Documents
LMHF Dependent Audit-Verifi1
Certain LQEs allow you to change your benefits before the next annual Open Enrollment period. You have 30 days from the Life Qualifying Event to make changes to your benefits.
|Life Event||Effective Date of Coverage||Required Documentation|
|Marriage||Date of Marriage||Marriage License AND the current years federal or state tax return *see pdf for alternative documents|
|Birth||Date of Birth||Birth Certificate|
|Adoption/Legal Guardianship||Date of Court Document||Court Documents|
|Other Coverage||Cancelled the day before New Coverage Begins||Documentation indicating the date the new coverage begins|
|Loss of Other Coverage||The day immediately following the date other coverage ends||Documentation indicating the date the other coverage ended AND documentation if enrolling dependents|
|Divorce/legal Separation||Date of Court Document||Court approved divorce decree|
|Death of an employee or dependent||Coverage ends on the date of death||Death Certificate|
ECMC is proud to offer additional support to our employees. As a part of the ECMC family your overall health and well-being is important to us. We hope that you find these additional benefits valuable.
The Employee Assistance Program provides cost-free professional consultation and referral services for ECMC employees who are experiencing work and personal related difficulties. EAP offers confidential support for everyday challenges and is available 24 days 7 days a week.
ECMC’s Wellness program is designed to create a culture of well-being for our employees. Wellness is a lifestyle that is incorporated into every facet of daily life: physical activity, nutrition, emotional, and financial health. Cultivating a culture of wellness to reach your personal goals transforms something you need to do into something you want to do.
*You must be enrolled into an ECMC BCBS of WNY plan to receive Wellness dollars for completing wellness actions.
Verification paperwork for part 1 and 2 is provided in the Wellness packet which can be obtained from the Experience Room, G-42 or from the links below. The employee and/or spouse can complete the wellness actions to receive your health spending debit card. If both parts, 1 and 2, are completed, money will be loaded onto the same Nova health spending debit card
Part 1 Wellness Credit:
Part 2 Wellness Credit:
Sometimes called supplemental insurance or employee-paid benefits, voluntary benefits are offered by the employer through the workplace where employees can choose to buy the plans which are not offered as employer paid benefits, but they receive a group discount.
Voluntary benefits are insurance products that employees may choose to purchase with premiums paid through a pre or post-tax deductions from the employee’s biweekly paycheck.
|(supplemental insurance or employee-paid benefits)|
|PEARL, CARROLL & ASSOCIATES
Representative: Jeff Braaten
|Disability, Life, Auto, Homeowners,Cancer, Accident|
|L & M AGENCY, INC.
Representative: Matt Newman
|AFLAC services, Disability,Hospital, Life, Cancer, Accident|
|C. J. SELLERS CO., INC.
Athol Springs, NY 14010
|Disability, Life, Auto, Homeowners, Long Term Care|
Case Manager: Jill Spira
|Disability, Life, Critical Illness|
Representative: Karl Hamberger
37 Franklin St. Suite #600
Buffalo, NY 14202
|Short & Long Term Disability|
Michael Williams, Financial Advisor
Shawn Barnum, Financial Advisor
Ben Kopp, Financial Advisor
|Deferred Compensation (457b)|